From Wikipedia, the free encyclopedia: The Texas ratio is a measure of a bank’s credit troubles. Developed by Gerard Cassidy and others at RBC Capital Markets, it is calculated by dividing the value of the lender’s non-performing loans by the sum of its tangible equity capital and loan loss reserves. In analyzing Texas banks during… Continue reading The Texas Ratio
Who would have thought there would so much to track in the financial arena just five years ago. The 1960’s are looking like the golden years now for most of us who were around then. We have seen several recessions since the 1960’s. The current storm clouds indicate a severe downturn only second to the… Continue reading Recap of the Financial Storm
On 08/08/08, Georgia was invaded by Russian troops. Why? Once again, it’s all about oil just like Iraq was all about oil. The following map provides us a view of Georgia’s proximity to the oil pipelines: Source: Kleveman, Lutz, The New Great Game, Atlantic Monthly Press, September 2003 Notice Georgia is between the Black… Continue reading Georgia on my mind
This phrase may come back to haunt the powers that be. The Federal Reserve exercised its authority to deal with Bear Stearns. With increasing frequency, policy makers are using little known, obscure powers granted eons ago. There are so many laws with so much fine print that just about anything can be done if you… Continue reading "Unusual and exigent circumstances"
By now all of us should agree the U.S. Government’s reported core inflation number is bogus. I guess that those who calculate inflation do not go to the grocery store or drive a car. In this writing I want to look at the area of "personal financial destruction" of savers. My parents were savers. They… Continue reading The Subtle Cost of Inflation
The following are screening sites that should be considered in detecting the extent of prostate cancer and for electromagnetic codes that influence those sites. Detection Sites for Electrodermal Screening of Prostate Cancer Urogenital System BL 66b Main Detection Site Primary tumor BL 65 Prostate BL 50 Lateral Lobe BL 50-1 Middle Lobe… Continue reading CANCER OF THE PROSTATE-AN ELECTRODERMAL SCREENING
PROSTATE CANCER Incidence: 200,000 American men per year Death rate: 30,000 per year Diagnosis: Most men are diagnosed by an elevated prostate specific antigen blood test (PSA). Less commonly, by an abnormal digital rectal examination (DRE) PROSTATE SPECIFIC ANTIGEN (PSA) A protein produced by the prostate Measures the amount of PSA in a sample… Continue reading PROSTATE CANCER DIAGNOSIS AND STAGING-AN OVERVIEW
Globalization is based on cheap energy. The "2500 mile salad" assumes that you can truck lettuce from California and put it on the table in New York City at a reasonable cost. Cheap transportation costs propelled China’s industrial sector into a world class supplier. This phenomenon allowed them to build their infrastructure with money from… Continue reading The Reversal of Globalization