Archive for April, 2010

Economic Disparity among the Union

Thursday, April 29th, 2010

As a parent with two kids, I understand equality.  Each child is unique but our goal and challenge is to treat each child with an equivalent expression of love.  This takes on various aspects including the economic arena.  College education is the classic financial challenge in a family.  We want the best for both children but one will finish college and the other won’t.  Economic inequality ensues.  How do you help the child that did not complete college and maintain some level of equivalency?

Greece is in trouble.  Their socialist spending patterns causing a less motivated population to “coast” through life is now coming back to haunt them.  On the other side, the Germans have sacrificed and are extremely productive.  The Germans are expected to bail out the “slothful” nation of Greece and they are not happy about it.  Why rescue a nation who will simply continue to do the same thing that got them into trouble in the first place?

California, New York, and Michigan are in similar financial straits.  For those living in other states, we have known for some time that California’s economy was somewhat of a fairy tale.  Stories of how the housing costs were 3 to 10 times the cost of housing compared to the heartland caused many of us to wonder how long this disparity could continue. 

In the 1980’s, the Southwest went through a boom and a bust because of energy prices.  Housing prices dropped 45% during this period.  Penn Square Bank went from a sleepy shopping mall bank to a major energy lender and took down a few financial center banks when the energy industry went bust.  The Federal Government decided to make the region pay for its mistakes.  There was no bailout money for banks in the area nor was there any assistance for businesses.  We simply had to survive the economic bust as best we could.  All of the otherwise incompetent bankers and businessmen were sifted out of the management arena and they went back to their previous job classifications.  During the boom, it was like the Wild West for energy companies.

Now the shoe is on the other foot.  People from states who lived within their means will be expected to bailout the states who have been riding high in the economy over the last 20 years.  Oklahoma’s constitution requires a balanced budget and this prevents lawmakers from spending money they don’t have.  Sure it is painful when there is a drop in revenue but we don’t delay the pain in hope of a better day.  Delaying the inevitable only creates a monster.  There’s an old saying: “Take you pain early and there will be less pain!”

Mankind has been so focused on “things” and entertainment, they have failed to understand financial accountability.  The Great Depression guided our parents into a “saving” mentality and they took nothing for granted.  If you don’t have the cash, you don’t buy it.  We were a nation of savers.  Now, we are a nation of debtors.  Who do we owe?  Other countries.  When will we pay off our debt?  No time soon.  This prevailing attitude has dug us into an insurmountable hole and will require of us tremendous pain.  The states will fend for themselves and there will be many battles with the Federal Government and its attempt to make states pay for others’ poor fiscal policy.  Voters will vote their pocketbooks and remove those who attempt to saddle them with unfair tax burdens.  Money spent on excessive entertainment is now a memory.  The big boy toys are now tagged for the next garage sale.  Was mortgaging our future worth the temporary pleasure?  Repent!

Wagering against States & Municipalities

Wednesday, April 28th, 2010

It was only a matter of time before the banks would create wagers against states such as California, New York, and Michigan.  The latest derivatives are called municipal credit default swaps.  JP Morgan Chase and Citibank are both offering these bets against the states and other municipalities.  The problem with these derivatives and any other similar instrument, is that they are unregulated and are only as good as the capital of the entity on the other side of the transaction- similar to a bet.  If the bookie accepts a bet with a person, he expects to be paid if he wins.  Otherwise, he sends his “enforcer” to collect.  These banks continue to play with taxpayer money  since they would once again be bailed out if they lose too much capital.  Betting against California’s ability to repay a municipal bond is no different than betting on tomorrow’s basketball game, only the stakes are higher.  Any increase in price of these derivatives will signal to bond traders to demand higher interest rates for these bonds thus creating a death spiral.  California’s woes are greater than Greece but most of the focus has been in Europe until now.


When greed is left unchecked, financial chaos will ultimately prevail.  Only by changing the law will banks no longer “double dip” by both selling municipal bonds and derivatives that promote the default of the very same bonds.

The Plans of Men

Sunday, April 25th, 2010

Lightning streaks across the sky as lava flows from a volcano in Eyjafjallajokul April 17, 2010. (REUTERS/Lucas Jackson)

This volcano in Iceland affected the plans of air travelers in Europe for several days.  This unexpected event could not be planned for by man.  Historically, its neighboring volcano has been known to erupt shortly afterwards with a potential of 100 times the intensity which could affect the entire globe.

Proverbs 19:21  Many are the plans in a man’s heart, but it is the LORD’s purpose that prevails. (NIV)

I was recently at a technical conference where the presenter shared the overall data/information creation and storage projections of companies in the U.S.     The numbers were given in terms of exabytes (or characters: a, b, c, 1, 2, 3, etc.).  An exabyte is 1,152,921,504,606,846,976 (260) bytes.  Does all of this storage really matter in the end?  Man spends all of his time devising plans to achieve wealth, power, and immortality without regard of Our Heavenly Father’s purpose for the planet.  In a most subtle fashion, this is an attempt to exalt oneself above Our Heavenly Father and is a form of man’s judgment.  Man’s ego is at the center of this intent.  Just as man was exalting himself at the Tower of Babel, today’s society is attempting to create another “Tower”.  Man’s plan just won’t fly!  This volcanic event superseded all of man’s travel plans in Europe… and without notice… a Black Swan event.  Volcanic ash & particles have a cooling impact on the weather in the affected areas.  So much for global warming!

Wouldn’t be a better use of time and energy to simply seek the LORD’s purpose.  By the way, all those exabytes should be backed up every night to storage media so you won’t lose your data.  What a mess we are creating!

$5,000 Gold: The Warning Signs Continue

Thursday, April 22nd, 2010

The cascading waterfall effect of a stock price chart is triggered by an inflection point in the markets.  Everyone expects the US Dollar to decline but it’s anybody’s guess on how and when.  The hope is an orderly decline over multiple years yet the global markets cannot be government controlled just as an elephant cannot really be controlled by a mere man with a stick.  The elephant allows his “master” to have his way until the elephant simply decides to do something different.  Governments attempt to paint an acceptable picture to the markets so as to control their direction and response.  This will only work until the markets smell “blood”.

Banks continue to act as hedge funds and speculate in the market and at the same time provide great resistance through the Washington Lobbying machine to keep restrictions from forcing them to once again be a banking industry that serve the common man.

Gold is a hedge against the mismanagement of the “economic system”, not a hedge against inflation.  When politicians continue to make decisions promoting self-interest, they undermine the productivity of the country and push it towards destruction.  As the confidence in the future growth of true productivity and capacity wanes, gold becomes the store of value to protect against the mismanagement.  Once you are convinced the policies will result in the destruction of infrastructure, personal savings, and reinvestment, you must discipline yourself to sit on the sidelines and wait for the ship to sink while guarding your wealth from being swept into the fracas.

The fundamentals of stock investing do not take into account of an outside force impacting the stock.  For instance, the oil embargo impacted energy sensitive stocks but could not be accounted for in the fundamental analysis of the stock.  The recent volcanic eruption costing the airline industry $2 Billion in revenues could not be foreseen in the decision to acquire transportation stocks.  The volatility of world events are forcing investors to add “insurance” to their portfolio in terms of precious metals and related mining shares.

Below is an inflation adjusted graph of the price of gold.  The point of this graph is that gold has not yet hit the record $850 achieved in 1979.  It would have to surpass $1775 to break the inflation adjusted record.



During the time of the Carter Administration, high interest rates solved the problem that parallels today’s environment.  However, never in the history of this country has the debt burden outlook been so severe as it is now.  It all but insures that Obama will be a one-term president.  He has few options that are palatable among voters.  An orderly depreciation of the US Dollar is the optimum solution but the markets and our creditors are not going to sit on the sidelines while their investment in US Dollars is depreciated away.  At some point, a big player will head to the exit with others fighting their way to the door.  The last one out will be the ultimate loser and it may just be the U.S. citizenry.  If this Black Swan event happens, %5,000 Gold will be on the radar…

The Exposure of Fraud

Saturday, April 17th, 2010

Fraud is an intentional deception made for personal gain or to damage another individual; any act of deception carried out for the purpose of unfair, undeserved and/or unlawful gain.  Various degrees of fraud are carried out by most all business sectors in the American economy but the underlying intent is the same: love of money.

The problem with the current judicial system is that it is woefully lacking in determining “intent”.  The hearts of men continually devise methods and means to defraud others and use a variety of excuses and justifications to perpetrate a fraud.  Deception traces its roots back to the Garden of Eden.  The Scripture conveys many stories of “intentional deception” for personal gain.  Once fraud is introduced into a transaction, time, energy, and resources are sucked up to perpetuate the fraud and usually turns out to be a greater cost, both personally and professionally, than the original amount tied to fraud.

The act of deception damages another person which is contrary to Love.  When you deceive another, you rob that person of a blessing and potentially affect the rest of his or her life.  At the root of fraud is a lie and that lie brings forth bondage whereas the truth sets you free.  Our society promotes lies even if it does so in a passive manner.  One of our recent presidents was caught in a lie concerning a sexual act and the citizenry responded in a passive manner since their pocketbooks were not affected.

The system has made it difficult to right a wrong.  If someone defrauds you out of a hundred bucks, you will not seek legal remedy because it costs more than the money you lost.  If someone fails to pay your invoice and you threaten legal action, their attorney will trump up reasons why the invoice should not be paid.  This in turn raises the stakes in any attempt to recover the money owed.  Many attorneys use deception to win court cases and legal disputes.  Wall Street has intentionally deceived investors totaling trillions of dollars and to unravel all of this deception, it will take years and millions of dollars.  The question is “Will only the low level managers be thrown under the bus to satisfy the regulators or will executive management be in their crosshairs as well?”  I suspect that mid level managers at Goldman Sachs are sweating bullets right now.

The SEC has been under fire by Congress for failing to properly regulate Wall Street.  In this election year, Congressmen must position themselves as defenders of the average citizen.  With this in mind, expect to see a new look in Congress.  They will grill the Wall Street firms about their fraudulent activities while those executives will claim memory loss (with a wink of the eye).  The media will highlight the activism by the various committees to satisfy the voter unrest, pointing to the November elections.  Is this another level of fraud or deception?

Fraud is so widespread that only Our Heavenly Father can sort it all out.  HE knows men’s hearts and their intent.  We must trust that the day of reconciling the books will come soon.  On a corporate basis, it often takes years but it seems now that the culmination of deception may be at hand.  When the light shines on darkness, the roaches head for cover.  It is interesting to note that we are only 30 months away from the end of the Mayan Calendar.  Our Heavenly Father is the author of all true revelation.  Could this calendar have simply pointed to the end of the age of deception and the revealing of the long awaited Sons of GOD?

The Betrayal of Love

Thursday, April 15th, 2010

Psalm 41:9   Even my own familiar friend in whom I trusted, Who ate my bread, Has lifted up his heel against me (betrayed me).

Jesus, the manifestation of Love, knew that He would be betrayed by Judas Iscariot.  This betrayal had been prophesied by Scripture and pointed to that fateful day of crucifixion.  Often, betrayal is connected to the “love of money”":

Mat 26:14  Then one of the twelve, called Judas Iscariot, went to the chief priests

Mat 26:15  and said, "What are you willing to give me if I deliver Him to you?" And they counted out to him thirty pieces of silver.

Mat 26:16  So from that time he sought opportunity to betray Him.

The Faithful Servant of Our Heavenly Father was deemed to be valued at 30 pieces of silver, that is to say, Love was sold out for 30 pieces!  What a shame that carnal man would stoop to such a low place.  Men would have given all they possessed to be healed by Jesus but in the final days of His ministry, 30 pieces of silver is all it took to hand Him over to death. This was foretold by the prophet Zechariah:

Zec 11:12  Then I said to them, "If it is agreeable to you, give me my wages; and if not, refrain." So they weighed out for my wages thirtypieces of silver.

Zec 11:13  And the LORD said to me, "Throw it to the potter"–that princely price they set on me. So I took the thirty pieces of silver and threw them into the house of the LORD for the potter.

How could the redemption of man be valued at only 30 pieces of silver?  The betrayal of the “vow” of the bride of Christ was set at 30 pieces.  The Blood of Christ is beyond value but Love submitted to this betrayal and the cross in order to redeem mankind from death and destruction.

Today, betrayal (or treachery) has become commonplace in our society.  Betrayal of public trust runs rampant among politicians who will say and do anything to get reelected and further their agendas of self-interest.  Mankind continues to head toward the abyss of destruction yet Our Heavenly  Father will surely bring forth a redemption through the revelation of Love AND the Blood of Our Lord Jesus Christ which paid the ransom for all.

Unmitigated Disaster

Monday, April 12th, 2010

Add 32 million people to the healthcare system without the necessary additional infrastructure to handle them and what do you get?  A disaster.  It takes a minimum of eleven years of schooling to become a primary care physician.  Many of the uninsured have pre-existing conditions already and physicians are going to order enough tests to minimize their legal exposure.  Healthcare costs will exceed estimates thus causing further damage to the economy.  Many doctors will retire early and further exacerbate the shortage.

Nearly five years after conventional peak oil and the population still does not get it.  Thank the media and legislators who continue to shove the problem into the future.  $85 oil is a warning sign.  Automobile sales in China in March jumped up 55.8% year-on-year to a record 1,735,100 units.  China pushed past the U.S. to became the world’s largest auto market for the first time last year as vehicle sales rose nearly 50% to 13.6 million units, due in large part to government incentives.  China’s overall vehicle sales could rise to 16 million units this year if demand continues to grow.  Total auto sales in the U.S. fell 21% last year to 10.4 million.  Many of China’s sales are to first time buyers, new users of oil.  Unless something happens unexpectedly, oil will rise to $100 soon.

Sovereign bond rates for Greece jumped to 7%.  The Eurozone is trying to keep the wheels on the wagon but this is symptomatic for municipal debt around the world.  California is worse off than Greece.  Major banks still have those bad debts on the books at cost rather than market value thanks to the Financial Accounting Standards Board (FASB).

The stimulus dollars of 2009 have just about run their course.  Unemployment remains stubbornly high since Main Street has not enjoyed the stimulus as other sectors of the economy, mainly government.

Definition of “Dollar”:  371.25 grains of silver (from Spanish milled dollar) or the value thereof.  This is the definition referenced in the Constitution of The United States.  Federal Reserve Notes are not “Dollars”.  Is this misrepresentation or fraud?  The Law of Biblical weights and measure are being broken.

The budget deficit is $1.9 Trillion and will get worse.  With an aging population moving to retirement, promises of Social Security and Medicare will either bankrupt the country or the recipients, or both.  The current pension shortfall is north of $3 Trillion and who will step up to bail this sector out?  The day of reckoning will arrive and will probably occur over a weekend.

Since 2000, gold has had an average annual appreciation of 17%.  Name another investment during this period with this performance.  The media has not reported on this success because it is an indictment against the Dollar.

These complexities are moving toward a “collapse” scenario and each of us needs to seek Our Heavenly Father for personal direction of preparation for change.  HE knows what, where, when, and how… nobody else has a clue!

Greatest Transfer of Wealth in History

Friday, April 9th, 2010

What’s wrong with this picture:


“The love of money is the root of all evil.”  Money represents physical resources, our labor, inheritance, and other forms of tangible wealth.  For most of us, our savings represents our past labor converted and stored as a means to pay for future goods and services- retirement.  Money in itself is not evil for it provides a means to store our current labor for the future, a noble cause.  The problem arises when you leave Love for mankind out of the equation.  When you disregard “your neighbor” then you have broken the most fundamental Biblical Law:  Thou shalt love thy neighbour as thyself.  This is where the problem lies.  When you sacrifice your fellow man’s wellbeing to satisfy your own lusts, you have become lawless.  When you are empowered to continue the lawlessness, those who have power and authority over you also open themselves up to judgment.  The current system is giving rise to a destructive force that will ultimately place the citizenry in peril.  A house divided against itself cannot stand.  The 2010 elections will continue to uncover the primary culprits but it is not known if the electorate will finally respond with “enough”.

President Obama has cancelled the “National Day of Prayer Service” this year:  This continues to speak of the corporate departure of the nation as a “Christian” nation.  For those who study history know that this direction ultimately yields destruction to nations who depart from their Biblical roots.  The government is to serve the people, not the opposite.  We have people who have lost their jobs, lost their homes, lost their dignity, to a system that once protected the average family from special interests.  I pray that the revelation of Love permeate the hearts of the people before long.

The following 12 minute video clip summarizes what I have been writing (and warning) about for the last few years:


Visit for breaking news, world news, and news about the economy

The problem is so large that only Our Heavenly Father’s intervention will actually “fix” the problem.  Otherwise, “We’re toast”!

The Circumcised Heart of Love

Thursday, April 8th, 2010

Now available from:

Servias Ministries, Inc.

PO Box 1471

Bethany, OK  73008

Price $16 USD

A contribution Letter will be sent for the amount above the cost of the book.  The proceeds will assist in funding other projects of Servias Ministries that encourage and promote spiritual and physical health.

The Culmination of 888

Wednesday, April 7th, 2010

In the Prophetic arena, we are never sure of how a time cycle will play out.  Serving mankind is the goal of those who love Our Heavenly Father and are after His Own Heart.  One consistency I have found in this arena is that when something prophetic is happening, other tasks are put on hold by Our Heavenly Father.  I can’t seem to get anything done businesswise during those times.  Yesterday was no different, the 888th day since the Salt Covenant proclaimed on October 31st, 2007.

We received the shipment of our book “The Circumcised Heart of Love” from the book printer yesterday afternoon.  This book on Love focuses on the Tabernacles view of Love rather than the Pentecostal view.  Our responsibility is to spread revelation we have to the brethren even if only a few have ears to hear.  How will this book be received?  Only Our Heavenly Father knows!

Secondly, we have received, reviewed, and accepted a proposal from a manufacturing company to begin Phase I of our electro-dermal screening (EDS) project.  This project has the potential of helping every individual walking this earth.  Energy medicine is moving toward us and our project.  Only within the last several days, we received a report from a former patient of an oncologist who used EDS to exclusively treat malignant lymphoma in 1998.  The patient received no other treatment of any kind.  This cancer was cleared up and today there are no signs of cancer.  No radiation treatments, no chemotherapy sessions, no invasive surgeries.  The body is truly designed to heal itself, just give it a chance by removing any interferences and/or toxins.

Did the national news media pick up on this time cycle?  No.  We only knew of this time cycle by hearing Our Heavenly Father’s Word.  There are many time cycles overlapping each other.  We are to focus on the here and now, the time cycles will take care of themselves.  We will continue to spread the extremely Good News and will focus on the tasks that Our Heavenly Father has called us to.

We expect to ship books out on Friday to those who requested early copies.  Thank you for your orders.  We pray that Our Heavenly Father opens doors for the book to be distributed to as many as will read and comprehend Our Heavenly Father’s Love.  As you know, I believe this to be the next major move of The Most Holy Spirit!

An easy way to calculate a time cycle using the Julian Date Converter:

The Julian date for CE  2007 October 31 00:00:00.0 UT is JD 2454404.50000
The Julian date for CE  2010 April  6 00:00:00.0 UT is JD 2455292.50000 (
2344292 – 2454404 = 888